FACT: Your Insurance Company's Interests Are NOT aligned w/ Your Interests
If your roof has sustained damage from hail, wind, or other storm damage, your homeowner insurance should cover the costs (less your deductible) to restore the roof to where it was before the damage. At least that’s how it should work in theory. In practice, it doesn’t always work out that way.
The basic problem is...
Your insurance company has an interest in keeping their costs as low as possible (they are a for-profit business, after all). And their biggest cost? It’s you guessed it: paying out claims.
So, it’s just a FACT:
Your insurance company’s interests and your interests aren’t completely aligned. You want the full and necessary amount to restore your home to where it was prior to the storm while your insurance company wants to control costs.
Are we saying that insurance companies are only out to cheat you?
No, that wouldn’t be fair. But we are saying that you need to go into the claim process with eyes wide open. No matter how much you like your insurance agent, your agent won’t be the claims adjuster. The insurance process is complicated, and your carrier knows this. They know the “ins and outs” of the process a lot better than homeowners. The Roof Group is founded on more than 120 years of combined insurance claim experience.
Owner Beau Taylor has seen first hand,
The major damage that can hit an entire home as a result of weather events to insured properties that are often even more vulnerable due to age or poor installation, only to be denied or severely underpaid for their damages by the same insurance company they were counting on to help them. Other times if they were lucky enough to get a settlement, An “insurance expert” would leave tens of thousands of dollars in much needed repairs off the table because they didn't know any better. So many times leaving the property owner with a cheap fix or the bare minimum repair, and the worst part is… the property owner was often unaware it even happened.
Beau decided to create The Roof Group
to do claim restoration the right way. With responsive and honest service, fast turn around time, unmatched quality of workmanship and a specialist focus on insurance claim restoration designed and geared for the insured.
Some roofers try to do it all, and master nothing
Roof Group brings elite quality claim restoration to the property owners of Texas & Oklahoma and we aim at providing a superior product than our competitors. Many roofers try to do it all, but The Roof Group is 100% focused on property insurance claim restoration assistance
Professional Claim Restoration
What You Need Is A True Professional For YOUR Interests
Filing a roof insurance claim on your own would be a lot like going into a courtroom without a lawyer.
You don’t know the rules, you don’t know the right questions to ask, and the other side is going to use all that to their advantage.
Even worse, this “courtroom” is one where the insurance adjuster also serves as judge and jury, too. If they say, “claim denied” or “this is the small amount you get,” you have little recourse if you don’t understand how the process works.
The bottom line is that this is a cumbersome, confusing process and you should have someone help you.
The Roof Group can help you through this process to make sure you get every penny you’re entitled to under the terms of your homeowner’s insurance policy.
For more about why we’re specially qualified to help you through this process call us for a free property inspection.
We assist Fort Worth TX and Tulsa OK homeowners who need help navigating the roof insurance claims process. We do it fairly, legally, and with great attention to detail.
Contact The Roof Group if you think your roof has suffered damage from hail, wind, or other storm damage.
We have The Experience
Is Your Insurance Claims Adjuster Experienced Enough?
One thing we’ve seen far too often are roof insurance claims adjusters who don’t know nearly enough about roofs. That might sound crazy, but it happens more than you’d think.
Examples of some of the things we’ve seen:
Adjusters confusing hail damage (which is covered by insurance) with “blistering” (which is heat damage caused by a poorly ventilated roofing system and not covered by insurance). If the adjuster gets this wrong, your claim will be denied.
After big storms, insurance companies will sometimes use adjusters from other areas of the company – adjusters with absolutely no roofing experience – to handle the rush of claims.
Roof claims adjusters not being able to confidently tell the difference between normal wear and tear (not covered) from true storm damage (covered).
We even had one memorable experience where we met an adjuster in the field on his very first day. He was not properly trained, had no other adjuster there to teach him, and he barely knew how to get up the ladder!
Now ask yourself… if any of these things happened with your claim, do you think you’ll get a fair shake without someone experienced looking out for you?
Call The Roof Group if you think you may have storm damage to your property 682-375-7787
What's Best For YOU!
Technology is forever changing roofing and how carriers settle claims. The Roof Group is always ahead of the curve with our use of emerging tech. and are thus better able to serve you faster and more accurately. We use remarkable aerial imagery and 3D modeling technologies. Our dedicated project managers are able to generate a thorough roofing report that details every inch of your roof, any damages or possible areas of concern, a free bi annual maintenance schedule, even the roof's pitch and dimensions.
Then informed by decades of experience and a database of roofing material pricing data, our team is able to help determine the best materials for your aesthetic and budgetary goals allowing you to make the most informed and value based decision based on what is best for you and your property.
As an industry leading claim restoration group, from our high quality results at a fair price, to our highly personalized and responsive service, elite property inspectors or our advanced technology for precision estimation and loss recovery documentation.....
Everything our team does is geared towards making your claim restoration project as affordable, simple and painless as possible. At The Roof Group we focus our services exclusively on property insurance claims, which helps us offer award winning results.
Most Roofers Are Not Experts On Insurance Claims
NOT ALL ROOFERS ARE EQUAL. (the overwhelming majority are not qualified)
While we do think you should always have a roofing contractor help you through this process, you do need to be very careful about which advocate you choose. Most roofing companies are far from experts. Especially in hail prone areas.
Just working a storm claim or performing work for insurance proceeds does not make you an expert. If we know that 93% of first estimates are wrong on property claims....
Here are some red flags to watch out for:
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Any roofing company that offers to get you a “free roof” or says, “they’ll help you out with the deductible” (this is insurance fraud).
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Any roofing company that “storm chases” from town to town or goes around following storms to file roofing insurance claims – all before even knowing anything about your roof.
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Texas roofing companies without proper credentials and proof of reputation. (Are they RCAT Licensed? Do they have lots of 5-star Google reviews? Are they A+ Rated with the Better Business Bureau? Do they have their own team of Project Managers?
Choose wisely, and you’ll get every penny you need to restore your roof; choose poorly and you may have headaches and a roof that is never made whole.